I expect this topic has little to do with most people’s games, including my own, but I found an interesting passage in John Maddox Roberts’s novel King of the Wood. Roberts has written many Conan novels, too, which I’m eager to read, now, after some of the descriptions in this book. The following boat battle presents a very “Conanesque” picture.
A few of the men were donning jackets covered with scales of horn, but Hring had little faith in such protection. His mail shirt would drag him to the bottom if he should fall in. Except for his helm he wore only his sailor’s loincloth. He knew that, unless armored, it was unwise to wear a shirt or trousers into a fight. A cut from a sharp blade was likely to be clean, but if bits of cloth or leather were carried into the wound, it would fester.
I expect this consideration could be “gamed” with Complications or Doom.
Bonus description of “Carib” cannibal spears:
The spears had stone heads, and along the sides were rows of shark’s teeth, set in pitch-filled grooves and laced with rawhide thongs, pointing backward. Those teeth could drag a man’s guts out when the spear was withdrawn.
Carib Spear, Reach 3, 4#, Unbalanced, Vicious 2 (too much?), Fragile